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| Simplify the collection of client fees. |
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Vanco Services has a set of electronic payment solutions perfect for credit counseling agencies faced with growing workloads, reduced fair share and unpredictable grant funding. From debit card transactions to hand-delivered money orders, client payments take many forms and credit counseling agencies must be able to receive and process them all in a timely and economical manner. Hundreds of credit counseling agencies use Vanco's robust set of Web-based solutions to bring order and efficiency to their client receivables. There is no software to purchase with Vanco payment solutions and all transaction activity can be managed 24/7 through Vanco's online Service Center.
ACH Processing
Debit Card Processing
Remote Deposit Capture
Website Payment
Online Banking Gateway
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| It's Easy To Get Started! |
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| Click here to request information or download a startup packet. |
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| You may also call 800-774-9355 and ask for a sales representative or send us an email at Sales@VancoServices.com |
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| e.service® Electronic Funds Transfer (EFT) Back to Top |
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e.service® Electronic Funds Transfer is a timely and cost-effective way
to transfer pre-authorized payments from the bank account of a credit counseling client to the bank account of a credit
counseling agency using the Automated Clearing House (ACH) network. It is perfect for recurring payments and also works
well for one-time payments. Recurring ACH payments keep clients on track with their debt management programs and
increase their odds for success.
During an initial set up, a start date for a client payment plan is entered. After that, a recurring payment takes place
as scheduled until changed or cancelled. Payment amounts and ending dates may be modified as clients near the end of
their payment plans. There are no lost checks or late payments with ACH reducing the potential aggravation for everyone.
Manual payment posting is also reduced since Vanco payment files can be imported right into the software programs used
by most credit counseling agencies. |
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| e.service® Merchant Services with Debit Card Filter Back to Top |
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Credit counseling clients can't use credit cards but they can and will use debit cards. That's why Vanco's
e.service® Merchant Services with Debit Card Filter is a popular option for
credit counseling clients who use it to make both one-time and recurring payments. The debit card filter can distinguish
the difference between a debit card number and a credit card number and will permit the processing of a debit card but
not a credit card. This important feature allows credit counseling agencies to confidently accept payment cards over the
telephone and in other card-not-present situations.
After obtaining client authorization, an agency can use e.service® Merchant
Services with Debit Card Filter to create a client payment plan that includes the plan's payment amount and starting
date. A payment end date may also be entered initially or you can simply cancel the payment plan when completed. Payment
amounts and ending dates can be modified as clients near the end of their payment plans. Recurring payments automatically
take place as scheduled eliminating the need to re-enter the card number and transaction amount each time a payment is
due. No card reader or long-term merchant services agreement is required. Transactions are initiated and managed through
Vanco's online Service Center. |
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| e.service® by Web Back to Top |
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| Let clients and interested third parties come onto your website to make payments for debt management plans and other services. With e.service® By Web, Vanco Services creates, hosts and maintains a payment page in the style of your agency's website. Transactions are processed using either e.service® Electronic Funds Transfer or e.service® Merchant Services with Debit Card Filter. If your agency already uses either one of these services, Vanco can quickly have a payment page up and running for you. Transactions received via your website are managed and viewed through Vanco's online Service Center right along with all of your other transaction activity. The costs are minimal and the benefits are huge. |
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| e.service® Deposit RC® Back to Top |
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| e.service® Deposit RC® is Vanco's feature-filled version of remote deposit capture, the fast growing technology that lets organizations deposit checks right from the office. A special scanner, connected to any computer with Internet access, captures an image of each check and all pertinent payment data. Vanco then seamlessly converts the approved information into an electronic format for deposit. Handling checks is streamlined at every stage of the process. Checks never have to be endorsed on the back or physically deposited at the bank. With e.service® Deposit RC®, check images are automatically archived and can be queried and retrieved by name, date, or any other data field which greatly reduces research time. Finally, e.service® Deposit RC® is a bank-independent solution which means that you can send deposits to any bank—an important benefit if you maintain multiple banking relationships or if you ever need to switch banks. |
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| e.service® Gateway Back to Top |
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| If your agency is not on the MasterCard RPPS biller list, the payments that clients make to you through online bill payment services are merely being converted into paper checks and mailed to you. It's inefficient for all of the parties involved in the transaction. With e.service® Gateway, Vanco will facilitate the registration of your agency with MasterCard RPPS and get your agency set up to receive payments electronically saving you both time and money. |
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